Frequently Asked Questions
Adult Internet, Internet Gambling, Escort Services, Airlines, Illegal Activities of any kind, Collection Agencies (if written off Debt)
You will automatically be set up to process VISA, MasterCard and Discover transactions. To accept American Express, simply click on that card type on your application.
We've designed our short online application with your busy schedule in mind. But before you begin, you will need to gather necessary information. Provided you have all of the information on hand, you can complete the application in about 15 minutes.
This is not a requirement.
If you already own a terminal, it can probably be reprogrammed.
You will need a business checking account. Your bank must allow this account to be credited and debited via ACH methods.
After we approve your application, we will send you an email that confirms your approval and contains your assigned Merchant ID number. You will also receive an email explaining your real-time setup (if you are using one of our systems). Note: You or your e-commerce provider will need to perform a small amount of configuration when setting up your real-time processing environment. You will receive a Welcome Packet by mail that explains this process in more detail.
99% of all merchants are approved with 24 business hours from the time we have your application/agreement. At this point you can begin your e-commerce integration and initiate credit card processing thereafter.
Your designated checking account will be credited for Visa/MasterCard/Discover transactions within 2 business days of batch submission. All American Express transactions will be deposited by American Express.
Yes, your application information is encrypted and secured.
Our merchant underwriting and activation group will review your application. The information you provide is kept confidential.
If you are having difficulty with any of the requested application data or are experiencing technical problems while completing the application, please call . Phone representatives are available to assist you Monday - Friday between the hours of 9 am and 6 pm.